Quixote,
I started out as best friends with my husband at age 15, evolved to dating at age 16, and was with him for 30 years of my life. Unless I'm going to talk about my childhood, my conversations will likely often include talking about my husband. I've not done much happy or interesting in the 3 years since he died. I enjoy talking about him as we enjoyed each other so much. So, yes, I do this, too. I don't think I really talk about him in present tense, but I definitely still call him my husband, not late husband. I agree with Maureen that someone so insecure as to find it problematic, would probably not be a good match for me, because I would not want to feel as if I have to hide my true feelings from a partner. At this point, it still just comes naturally. I spent all of my adulthood with him. All stories I tell about him now are past tense in nature, but he was my husband at the time those events occurred.
Hugs to you...