soloact Posted March 7, 2016 Share Posted March 7, 2016 I guess I don't even know when widows can even start to collect on their late spouse's benefits. My kids get survivor benefits but I don't get anything. I assume this is an age-tested thing? https://ssa.gov/planners/survivors/ifyou2.html Link to comment Share on other sites More sharing options...
soloact Posted March 7, 2016 Share Posted March 7, 2016 What is DRC ? Delayed retirement credit. Retirement benefits increase if not claimed at FRA. Here's some info from ssa.gov. https://www.ssa.gov/pressoffice/DlyRetCrdtFactSheet.html This article is less cryptic. http://www.forbes.com/sites/kotlikoff/2015/01/01/social-security-qa-can-i-take-early-survivor-benefits-while-delaying-retirement-benefits/#23221ac46a79 Link to comment Share on other sites More sharing options...
Guest TalksToAngels Posted March 7, 2016 Share Posted March 7, 2016 Serpico I think you would think much differently if you were closer to 60. You are a younger guy so waiting wouldn't necessarily be in your favor. If I were to marry and it didn't work out too late I just lost my future. I've seen decade long marriages and relationships go down the river in a split second. True lasting love is sometimes very elusive. I have to protect what's within reach. A stable financial future is nothing I can jeapordize. If someone is into me, they'll have to wait until midnight of my 60th. That's just logic. Link to comment Share on other sites More sharing options...
Guest TalksToAngels Posted March 7, 2016 Share Posted March 7, 2016 Thank you solo act ! The financial plan is take it at 60 switch to mine at retirement age not early or deferred. Apparently you can only make a minimal income otherwise you are penalized, anyway between pension and SS spousal benefits o would make more sitting at home than working. Maybe I would then have time to take cooking classes ; ) Link to comment Share on other sites More sharing options...
soloact Posted March 8, 2016 Share Posted March 8, 2016 You're welcome, TalksToAngels Link to comment Share on other sites More sharing options...
Bunny Posted March 8, 2016 Author Share Posted March 8, 2016 Oh, my! I go away for a few days and come back to a robust conversation going on- how awesome is that? I do want to thank everyone for contributing their thoughts. In reading the definitions you all are giving of what a marriage means, we're pretty much already married. Thus, my reasons for bothering to make it legal were more on the pragmatic side. Also: I have no religion to appease, no children to consider, no financial loss to worry about. I mean, I really did love being married. (Well, most of the time!) I just never thought I would ever even consider doing it again. For a whole host of reasons that I'm still untangling in my brain. i honestly can't believe it's a question I'm having to consider once again. Not that I'm complaining- it's a most lovely worry to be having in the grand scheme of things, yes? Link to comment Share on other sites More sharing options...
Guest TalksToAngels Posted March 9, 2016 Share Posted March 9, 2016 Just concern that it is supposed to be a rest of a lifetime commitment. And marriage does change things. Happy day to you. Link to comment Share on other sites More sharing options...
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